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blog.loanfactory.com
  • First time home buyers

  • Refinancing

  • Loan Officers

  • Home Loan Programs

  • Tips

First time home buyers
Documents Needed for First-Time Home Buyers: Complete Checklist

Documents Needed for First-Time Home Buyers: Complete Checklist

Mar 03, 2026
Best First-Time Home Buyer Programs in the U.S. (FHA, 3% Down, VA, USDA & Grants)

Best First-Time Home Buyer Programs in the U.S. (FHA, 3% Down, VA, USDA & Grants)

Mar 02, 2026
First-Time Buyer Purchase Mortgage Checklist: What You Need to Prepare

First-Time Buyer Purchase Mortgage Checklist: What You Need to Prepare

Feb 26, 2026
Where to Apply for a First-Time Home Buyer Loan?

Where to Apply for a First-Time Home Buyer Loan?

Feb 24, 2026
How to Qualify for a First-Time Buyer Home Loan in the U.S.

How to Qualify for a First-Time Buyer Home Loan in the U.S.

Jan 27, 2026
First-Time VA Loan Home Buyer Guide | No PMI & Low Upfront Costs

First-Time VA Loan Home Buyer Guide | No PMI & Low Upfront Costs

Jan 21, 2026
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Refinancing
Non-QM Refinance: A Smarter Strategy for Investors & 1099 Earners?

Non-QM Refinance: A Smarter Strategy for Investors & 1099 Earners?

Mar 02, 2026
Can You Refinance FHA With Less Than 20% Equity?

Can You Refinance FHA With Less Than 20% Equity?

Feb 24, 2026
Refinance with Little Equity | High-LTV Refinance Guide

Refinance with Little Equity | High-LTV Refinance Guide

Feb 12, 2026
Short Refinance (Hardship Refinance) Explained | Homeowner Guide

Short Refinance (Hardship Refinance) Explained | Homeowner Guide

Jan 30, 2026
No-Closing-Cost Refinance | Lower Your Rate Without Upfront Costs

No-Closing-Cost Refinance | Lower Your Rate Without Upfront Costs

Jan 29, 2026
Best Refinance Home Loans in the U.S. | Which Option Fits You?

Best Refinance Home Loans in the U.S. | Which Option Fits You?

Jan 23, 2026
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Loan Officers
Mortgage Loan Officer Training Colorado: Step-by-Step Guide

Mortgage Loan Officer Training Colorado: Step-by-Step Guide

Feb 23, 2026
Best Books for Mortgage Loan Officers: 7 Must-Reads to Build a Stronger Career

Best Books for Mortgage Loan Officers: 7 Must-Reads to Build a Stronger Career

Feb 23, 2026
Mortgage Loan Officer Training Online: Best Options in the U.S.

Mortgage Loan Officer Training Online: Best Options in the U.S.

Feb 10, 2026
Do W2 Mortgage Loan Officers Get a Salary? | Real Pay Explained

Do W2 Mortgage Loan Officers Get a Salary? | Real Pay Explained

Feb 05, 2026
How Do 1099 Mortgage Loan Officers Get Paid? | Commission Explained

How Do 1099 Mortgage Loan Officers Get Paid? | Commission Explained

Jan 30, 2026
How Do Mortgage Loan Officers Make Money?

How Do Mortgage Loan Officers Make Money?

Jan 28, 2026
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Home Loan Programs
VA Business Loan: Do Veterans Qualify? Best SBA Options Explained

VA Business Loan: Do Veterans Qualify? Best SBA Options Explained

Mar 04, 2026
Mortgage Credit Certificate (MCC): How to Save on Your Federal Taxes

Mortgage Credit Certificate (MCC): How to Save on Your Federal Taxes

Feb 26, 2026
State Housing Down Payment Assistance (DPA): Complete Buyer Guide

State Housing Down Payment Assistance (DPA): Complete Buyer Guide

Feb 25, 2026
1099 Income Loan: How Self-Employed Borrowers Qualify for a Mortgage

1099 Income Loan: How Self-Employed Borrowers Qualify for a Mortgage

Feb 18, 2026
National Homebuyers Fund (NHF): How It Helps You Buy a Home

National Homebuyers Fund (NHF): How It Helps You Buy a Home

Feb 12, 2026
HomePath Ready Buyer Program: 3% Closing Cost Credit for First-Time Buyers

HomePath Ready Buyer Program: 3% Closing Cost Credit for First-Time Buyers

Feb 06, 2026
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Tips
Does a VA Loan Have PMI? How Veterans Avoid PMI

Does a VA Loan Have PMI? How Veterans Avoid PMI

Feb 27, 2026
FHA Mortgage Insurance Explained: How MIP Works and When It Ends

FHA Mortgage Insurance Explained: How MIP Works and When It Ends

Feb 25, 2026
Traditional Mortgage: What It Is, How It Works, and Who Qualifies

Traditional Mortgage: What It Is, How It Works, and Who Qualifies

Feb 18, 2026
Jumbo ARM vs Fixed Jumbo Loan: Which Should You Choose?

Jumbo ARM vs Fixed Jumbo Loan: Which Should You Choose?

Feb 11, 2026
Chenoa Fund Minimum Credit Score: Requirements & DPA Comparison

Chenoa Fund Minimum Credit Score: Requirements & DPA Comparison

Feb 10, 2026
Conventional Jumbo vs Jumbo Loan: What’s the Real Difference?

Conventional Jumbo vs Jumbo Loan: What’s the Real Difference?

Feb 03, 2026
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blog.loanfactory.com

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Loan Factory | NMLS # 320841 |
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(660) 333-3333

customer@loanfactory.com

Thuan Nguyen | NMLS # 320775 |
CEO & Founder

RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

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