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  • First time home buyers

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  • Home Loan Programs

  • Tips

First time home buyers
Nurse Home Loan Programs: Options for First-Time Buyers

Nurse Home Loan Programs: Options for First-Time Buyers

Sep 17, 2026
First-Time Home Buyer With Student Loan Debt: How to Qualify

First-Time Home Buyer With Student Loan Debt: How to Qualify

Jul 30, 2026
First Time Home Buyer: 16 Steps From Preapproval to Closing

First Time Home Buyer: 16 Steps From Preapproval to Closing

Jul 28, 2026
Can I Get a Home Loan With No Credit History? First-Time Buyer Guide

Can I Get a Home Loan With No Credit History? First-Time Buyer Guide

Jul 20, 2026
What Do You Need for a First-Time Home Buyer Loan? Requirements, Documents, and Checklist

What Do You Need for a First-Time Home Buyer Loan? Requirements, Documents, and Checklist

Jul 14, 2026
Forgivable Loan for First-Time Home Buyers: Free Help or Hidden Conditions?

Forgivable Loan for First-Time Home Buyers: Free Help or Hidden Conditions?

Jul 09, 2026
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Refinancing
When Should I Refinance My Mortgage? 7 Signs It May Be Time

When Should I Refinance My Mortgage? 7 Signs It May Be Time

Jun 11, 2026
Can You Refinance a Chattel Loan? How to Lower Your Rate & Save More

Can You Refinance a Chattel Loan? How to Lower Your Rate & Save More

Jun 05, 2026
FHA vs Conventional Refinance: Which Is Better?

FHA vs Conventional Refinance: Which Is Better?

May 20, 2026
FHA Refinance vs HELOC: Which Makes More Sense?

FHA Refinance vs HELOC: Which Makes More Sense?

May 20, 2026
What Happens When You Refinance Your Home? What to Expect

What Happens When You Refinance Your Home? What to Expect

May 06, 2026
When Should You Refinance Your Mortgage? 7 Smart Times to Consider It

When Should You Refinance Your Mortgage? 7 Smart Times to Consider It

Apr 24, 2026
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Loan Officers
Mortgage Loan Officer Compensation Rules: Plans, Agreements, and Compliance

Mortgage Loan Officer Compensation Rules: Plans, Agreements, and Compliance

Sep 16, 2026
Mortgage Loan Officer Career Path: From Licensing to Leadership

Mortgage Loan Officer Career Path: From Licensing to Leadership

Sep 15, 2026
Mortgage Loan Officer Commission Structure: BPS, Splits, and Fees

Mortgage Loan Officer Commission Structure: BPS, Splits, and Fees

Sep 11, 2026
Entry-Level Mortgage Loan Officer Salary: First-Year MLO Pay

Entry-Level Mortgage Loan Officer Salary: First-Year MLO Pay

Jul 31, 2026
Mortgage Loan Officer Classes Online: Courses and Licensing

Mortgage Loan Officer Classes Online: Courses and Licensing

Jul 31, 2026
Mortgage Loan Officer Duties: What Does an MLO Do?

Mortgage Loan Officer Duties: What Does an MLO Do?

Jul 31, 2026
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Home Loan Programs
Home Loan Programs for Healthcare Workers: Options and Requirements

Home Loan Programs for Healthcare Workers: Options and Requirements

Sep 18, 2026
2nd Time Home Buyer Programs: 7 Mortgage Options for Repeat Buyers

2nd Time Home Buyer Programs: 7 Mortgage Options for Repeat Buyers

Sep 11, 2026
HELOC for Debt Consolidation: How It Works

HELOC for Debt Consolidation: How It Works

Aug 21, 2026
Home Equity Loan for Debt Consolidation: How It Works

Home Equity Loan for Debt Consolidation: How It Works

Aug 20, 2026
What Is a Home Equity Loan? How HELOANs Work

What Is a Home Equity Loan? How HELOANs Work

Aug 19, 2026
DSCR Loan Requirements: Ratio, Credit, Rent, and Reserves

DSCR Loan Requirements: Ratio, Credit, Rent, and Reserves

Aug 12, 2026
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Tips
Bridge Loan vs HELOC: Which Is Better When Buying Before Selling?

Bridge Loan vs HELOC: Which Is Better When Buying Before Selling?

Sep 14, 2026
Can You Get a Cosigner for a Home Loan? What Buyers Should Know

Can You Get a Cosigner for a Home Loan? What Buyers Should Know

Sep 11, 2026
 Mortgage Points Explained: When Buying Points Pays Off

Mortgage Points Explained: When Buying Points Pays Off

Sep 10, 2026
What Is a Loan Origination Fee? Costs Explained

What Is a Loan Origination Fee? Costs Explained

Sep 09, 2026
Closing Costs in Florida: 7 Fees Buyers Miss

Closing Costs in Florida: 7 Fees Buyers Miss

Sep 09, 2026
Closing Costs in Texas: 8 Fees Buyers Often Miss

Closing Costs in Texas: 8 Fees Buyers Often Miss

Sep 08, 2026
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blog.loanfactory.com

Contact us:

Loan Factory | NMLS # 320841 |
CA DRE #: 01771313

(660) 333-3333

customer@loanfactory.com

Thuan Nguyen | NMLS # 320775 |
CEO & Founder

RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

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