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blog.loanfactory.com
  • First time home buyers

  • Refinancing

  • Loan Officers

  • Home Loan Programs

  • Tips

First time home buyers
Documents Needed for First-Time Home Buyers: Complete Checklist

Documents Needed for First-Time Home Buyers: Complete Checklist

Mar 03, 2026
Best First-Time Home Buyer Programs in the U.S. (FHA, 3% Down, VA, USDA & Grants)

Best First-Time Home Buyer Programs in the U.S. (FHA, 3% Down, VA, USDA & Grants)

Mar 02, 2026
First-Time Buyer Purchase Mortgage Checklist: What You Need to Prepare

First-Time Buyer Purchase Mortgage Checklist: What You Need to Prepare

Feb 26, 2026
Where to Apply for a First-Time Home Buyer Loan?

Where to Apply for a First-Time Home Buyer Loan?

Feb 24, 2026
How to Qualify for a First-Time Buyer Home Loan in the U.S.

How to Qualify for a First-Time Buyer Home Loan in the U.S.

Jan 27, 2026
First-Time VA Loan Home Buyer Guide | No PMI & Low Upfront Costs

First-Time VA Loan Home Buyer Guide | No PMI & Low Upfront Costs

Jan 21, 2026
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Refinancing
Non-QM Refinance: A Smarter Strategy for Investors & 1099 Earners?

Non-QM Refinance: A Smarter Strategy for Investors & 1099 Earners?

Mar 02, 2026
Can You Refinance FHA With Less Than 20% Equity?

Can You Refinance FHA With Less Than 20% Equity?

Feb 24, 2026
Refinance with Little Equity | High-LTV Refinance Guide

Refinance with Little Equity | High-LTV Refinance Guide

Feb 12, 2026
Short Refinance (Hardship Refinance) Explained | Homeowner Guide

Short Refinance (Hardship Refinance) Explained | Homeowner Guide

Jan 30, 2026
No-Closing-Cost Refinance | Lower Your Rate Without Upfront Costs

No-Closing-Cost Refinance | Lower Your Rate Without Upfront Costs

Jan 29, 2026
Best Refinance Home Loans in the U.S. | Which Option Fits You?

Best Refinance Home Loans in the U.S. | Which Option Fits You?

Jan 23, 2026
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Loan Officers
How to Increase Mortgage Loan Officer Income in Florida (Strategic Guide)

How to Increase Mortgage Loan Officer Income in Florida (Strategic Guide)

Mar 06, 2026
Mortgage Loan Officer Training Colorado: Step-by-Step Guide

Mortgage Loan Officer Training Colorado: Step-by-Step Guide

Feb 23, 2026
Best Books for Mortgage Loan Officers: 7 Must-Reads to Build a Stronger Career

Best Books for Mortgage Loan Officers: 7 Must-Reads to Build a Stronger Career

Feb 23, 2026
Mortgage Loan Officer Training Online: Best Options in the U.S.

Mortgage Loan Officer Training Online: Best Options in the U.S.

Feb 10, 2026
Do W2 Mortgage Loan Officers Get a Salary? | Real Pay Explained

Do W2 Mortgage Loan Officers Get a Salary? | Real Pay Explained

Feb 05, 2026
How Do 1099 Mortgage Loan Officers Get Paid? | Commission Explained

How Do 1099 Mortgage Loan Officers Get Paid? | Commission Explained

Jan 30, 2026
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Home Loan Programs
VA Business Loan: Do Veterans Qualify? Best SBA Options Explained

VA Business Loan: Do Veterans Qualify? Best SBA Options Explained

Mar 04, 2026
Mortgage Credit Certificate (MCC): How to Save on Your Federal Taxes

Mortgage Credit Certificate (MCC): How to Save on Your Federal Taxes

Feb 26, 2026
State Housing Down Payment Assistance (DPA): Complete Buyer Guide

State Housing Down Payment Assistance (DPA): Complete Buyer Guide

Feb 25, 2026
1099 Income Loan: How Self-Employed Borrowers Qualify for a Mortgage

1099 Income Loan: How Self-Employed Borrowers Qualify for a Mortgage

Feb 18, 2026
National Homebuyers Fund (NHF): How It Helps You Buy a Home

National Homebuyers Fund (NHF): How It Helps You Buy a Home

Feb 12, 2026
HomePath Ready Buyer Program: 3% Closing Cost Credit for First-Time Buyers

HomePath Ready Buyer Program: 3% Closing Cost Credit for First-Time Buyers

Feb 06, 2026
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Tips
Does a VA Loan Have PMI? How Veterans Avoid PMI

Does a VA Loan Have PMI? How Veterans Avoid PMI

Feb 27, 2026
FHA Mortgage Insurance Explained: How MIP Works and When It Ends

FHA Mortgage Insurance Explained: How MIP Works and When It Ends

Feb 25, 2026
Traditional Mortgage: What It Is, How It Works, and Who Qualifies

Traditional Mortgage: What It Is, How It Works, and Who Qualifies

Feb 18, 2026
Jumbo ARM vs Fixed Jumbo Loan: Which Should You Choose?

Jumbo ARM vs Fixed Jumbo Loan: Which Should You Choose?

Feb 11, 2026
Chenoa Fund Minimum Credit Score: Requirements & DPA Comparison

Chenoa Fund Minimum Credit Score: Requirements & DPA Comparison

Feb 10, 2026
Conventional Jumbo vs Jumbo Loan: What’s the Real Difference?

Conventional Jumbo vs Jumbo Loan: What’s the Real Difference?

Feb 03, 2026
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blog.loanfactory.com

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Loan Factory | NMLS # 320841 |
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(660) 333-3333

customer@loanfactory.com

Thuan Nguyen | NMLS # 320775 |
CEO & Founder

RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

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