The mortgage market is evolving. According to the Mortgage Bankers Association (MBA), purchase originations are expected to increase as interest rates stabilize. That means mortgage companies are hiring loan officers aggressively to capture market share.
For mortgage loan officers, choosing the right company is critical. The right partner determines:
- How much commission you keep
- What technology and tools you get for free
- How much marketing and lead support you receive
- Whether you grow quickly or get stuck
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What Loan Officers Get:
- 100% commission, only $595 flat fee per file → keep more of your earnings
- Free MOSO platform: CRM, LOS, pricing engine, marketing automation, and rate alerts
- Automated ads + Google reviews → instant credibility and leads
- Daily & weekly training with top producers, including Thuan Nguyen (#1 LO in the U.S.)
- Access to 240+ wholesale lenders (QM, Non-QM, FHA, VA, Jumbo, DPA)
- Growing LO network of 2,047+ nationwide (Aug 2025)
Key Benefit: Maximize income + save ~$963/month on software while scaling faster with automation.
→ Read more: Mortgage Loan Officer CRM: Why Top Loan Officers Are Flocking to Loan Factory’s Platform
2. NEXA Mortgage – Best for Large LO Network
What Loan Officers Get:
- Join the largest broker network (3,240+ loan officers in Aug 2025)
- Revenue-share model → earn by recruiting other LOs
- Strong wholesale lender marketplace
Key Benefit: Perfect for LOs who value a large peer network and recruiting income.
3. CrossCountry Mortgage – Best for Brand Recognition
What Loan Officers Get:
- 4,300+ loan officers (Aug 2025) nationwide
- Diverse product mix including renovation & Non-QM
- National advertising + Realtor credibility through a strong retail brand
Key Benefit: Loan officers gain instant credibility and brand power to win Realtor relationships.
4. Rocket Mortgage – Best for Consumer Leads
What Loan Officers Get:
- Household brand name with huge national marketing spend
- Access to corporate-generated consumer leads
- Proprietary Rocket tech system
Key Benefit: Easier to get steady leads, but payouts are lower compared to brokerages.
5. Fairway Independent Mortgage – Best for Training & Culture
What Loan Officers Get:
- Strong mentorship & compliance training (recognized by Scotsman Guide 2024)
- Collaborative team culture, supportive management
- Competitive retail mortgage rates
Key Benefit: Great for new LOs seeking structured training and team support.
6. Barrett Financial – Best for Non-QM & Jumbo Specialists
What Loan Officers Get:
- 1,909+ loan officers (Aug 2025)
- Strength in Non-QM and Jumbo loan programs
- Flexibility of broker model
Key Benefit: Ideal for LOs specializing in niche lending markets.
→ Read more: is it hard to become a mortgage loan officer?
Loan Officer Headcount by Company (August 2025)
Company | Loan Officers | Model | Key Benefit |
CrossCountry | 4,300+ | Retail | Brand recognition & Realtor trust |
Rocket Mortgage | 3,774+ | Retail | Consumer leads from big brand |
NEXA Mortgage | 3,240+ | Broker | Large LO network & revenue share |
Loan Factory | 2,047+ | FinTech Broker | High payouts, free MOSO tech, daily training |
Barrett Financial | 1,909+ | Broker | Non-QM & Jumbo expertise |
Fairway Mortgage | 1,800+ est. | Retail | Training & supportive culture |
Which Company Is Best for Loan Officers?
- Want the highest payouts & best tech? → Loan Factory
- Want a massive LO community? → NEXA
- Want instant credibility with Realtors? → CrossCountry
- Want corporate consumer leads? → Rocket Mortgage
- Need training as a new LO? → Fairway
- Specialize in Non-QM/Jumbo lending? → Barrett
→ read more: Top 10 Mortgage Brokers in USA 2025 – Scotsman Guide Ranking

While big brands like CrossCountry and Rocket offer recognition, and NEXA offers size, Loan Factory uniquely combines:
- 100% commission (flat $595 fee) → more money in your pocket
- Free enterprise-level MOSO platform → saves ~$963/month on tech
- Daily mentorship & training → faster career growth
- 2,000+ LOs nationwide → growing network + community support
That’s why Loan Factory is the best mortgage company for loan officers in 2025 if your goal is to earn more, scale faster, and build long-term success.
Ready to join one of the best mortgage companies hiring loan officers?
Join Loan Factory Today – Get free tech, training, and 100% payouts.
Call 714-591-8143 to learn how to grow your mortgage business faster.

FAQs: Mortgage Companies Hiring Loan Officers in 2025